Hi! You can't redeem points to pay on a layaway but you can earn points after you make your final layaway payment. Read here: shopyourway.com/help/sywr/faq
under this question "Can I apply rewards points to my layaway?" and shopyourway.com/help/sywr/earn-points
under this question "Do I earn Points on layaways?". It can take up to 30 days after your last layaway payment for the points to show up on your account. Hope that helps! P.S. There are some items you can't redeem points on. See here: shopyourway.com/sywr-terms-of-service
under sections 5 and 3.